Can Foreigners Rent in Japan Without a Japanese Guarantor?

In the past, renting an apartment in Japan usually required a Japanese guarantor.
This created a major barrier for many foreign residents who did not have local connections.

However, the rental system in Japan has changed significantly in recent years, making it much easier for foreigners to find housing.

1. Guarantor Companies Have Replaced Personal Guarantors

Today, most rental properties in Japan use guarantor companies instead of requiring a Japanese individual guarantor.

A guarantor company functions as a financial backup:

• If the tenant fails to pay rent, the guarantor company temporarily pays the landlord

• The tenant is then required to reimburse the guarantor company

Because of this system, landlords generally no longer require a Japanese personal guarantor.

This is one of the biggest improvements for foreigners renting in Japan.

2. Common Guarantor Companies in Japan

Some of the most widely used guarantor companies include:

• GTN (Global Trust Networks) – popular among foreign tenants

• Casa

• Nihon Safety

As long as you pass the screening process of the guarantor company, you can proceed with the rental contract just like a Japanese tenant.

3. Guarantor Company Fees

Using a guarantor company comes with a cost.

Typical fees include:

• Initial fee: 50% to 100% of one month’s rent

• Additional fees (depending on the company):

  • Annual renewal fee

  • Monthly guarantee service fee

These fees are standard in Japan and apply to both Japanese and foreign tenants.

4. Emergency Contact Requirement

Even though a personal guarantor is usually not required, most properties still ask for an emergency contact.

This contact is used for:

• Situations where the tenant cannot be reached

• Basic communication and confirmation purposes

Importantly, the emergency contact typically does not bear legal responsibility for the lease.

Summary: Renting in Japan as a Foreigner

Today, foreigners renting apartments in Japan can expect:

✔ No need for a Japanese personal guarantor (in most cases)
✔ Only guarantor company screening is required
✔ An emergency contact is still needed

Compared to the past, renting in Japan has become much more accessible and foreigner-friendly.

Need Help Renting in Tokyo?

At Mitsumaru Real Estate, we specialize in helping international clients rent apartments in Tokyo.

We provide:

• English, Chinese, and Japanese support

• Clear explanations of contracts and fees

• Assistance with guarantor company applications

• Transparent and reasonable brokerage fees

Whether you are moving to Japan for work, study, or relocation, we are here to make the process smooth and stress-free.

Feel free to contact us anytime for support.

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